Stop wasting your money on pay-as-you-go plans or with cell phone plans that limit your anytime minutes; switch to the AT&T unlimited $99 plan, and talk and text as much as you want. How many times have you avoided talking to someone because you were already over your minutes? If you had to answer, how much does your plan charge for additional minutes? The truth is, the $99 unlimited plan is the smartest way to stay in touch with your friends, family and co-workers without having to worry about the size of your bill at the end of the month.

Ask around, you are sure to find someone that has opened their monthly cell phone bill only to realize that they have been charged $200 - $300 more than they expected. Unfortunately, this happens all the time. People don't keep track of their minutes because they assume that the typical 1000 - 2000 anytime minutes included in their plan covers all the month's conversations. This is simply not true. Overages are a daily part of life for cell phone users.

However, it is not the fault of the cell phone company as consumers choose plans based on the amount of minutes, texting charges, as well as potential costs for features like mobile-to-mobile minutes. The problem is we all talk more than we think. This is exactly why the $99 unlimited plan is the best way to avoid paying a small fortune in additional minutes.

AT&T $99 unlimited plan features: